CIBC Quick Facts

CIBC (TSX, NYSE: CM) is a leading Canadian-based global financial institution. Through our two major operating groups, CIBC Retail Markets and Wholesale Banking, CIBC provides a full range of financial service products and services to almost 11 million individual, small business and commercial, corporate and institutional clients in Canada and around the world. We have over 41,000 employees dedicated to helping our clients achieve what matters to them, delivering consistent and sustainable performance for our shareholders; and giving back to our communities. At year end (October 31, 2009):

• Revenue was $9.9 billion.
• Net income was $1.2 billion or $2.65 per share diluted.
• Market capitalization was $23.8 billion.
• Tier 1 capital ratio was 12.1%.
• CIBC had more than 41,000 employees worldwide.
• CIBC had 1,069 branches across Canada with more than 3,800 automated banking machines (ABMs) in the network, including 1,596 Access for All ABMs.
• CIBC has been a constituent of the DJSI World Index for eight consecutive years and a member of the DJSI North America Index since its inception in 2005.
• CIBC has been listed on the FTSE4Good Index since its inception in 2001.
• CIBC has been a member of the Jantzi Social Index since its inception in 2000.
• The CIBC group of companies contributed more than $27 million to charitable and non-profit initiatives in Canada. Of this, close to $20 million was for charitable donations, supporting a wide variety of national, regional and local organizations with a strategic focus on youth, education and health.

CIBC Retail Markets

CIBC Retail Markets comprises CIBC's personal banking, business banking and wealth management businesses. We provide a full range of financial products and services to almost 11 million personal, business and wealth management clients in Canada, as well as investment management services globally to retail and institutional clients in Hong Kong, Singapore and the Caribbean. In addition, we offer a full range of financial services to clients in 17 regional markets in the Caribbean through FirstCaribbean International Bank.

Wholesale Banking

CIBC World Markets Inc. is the wholesale banking arm of CIBC. In support of our objective to be a premier client-focused, Canadian-based wholesale bank, Wholesale Banking provides a wide range of credit, capital markets, investment banking, merchant banking, and research products and services to government, institutional, corporate and retail clients in Canada and in key markets around the world.

Functional Groups

There are 5 functional groups in CIBC which provide infrastructure support services:

• Administration - comprises Human Resources, Legal, Corporate Security, Compliance, Control Division, Internal Audit, Corporate Secretary, Ombusdman, Privacy, and Communications and Public Affairs within CIBC.
• Corporate Development - is a key participant in creating long-term value for CIBC and its shareholders and in directing CIBC's strategic planning process.
• Finance - provides financial services to CIBC's businesses through effective governance and decision support processes.
• Risk Management - defines CIBC's risk appetite and sets risk strategy to manage risk in alignment with risk appetite and business strategy; measures, monitors and controls CIBC's exposure to risk; and oversees the allocation of risk resources.
• Technology and Operations - manages and enhances the technology and operational processes that run CIBC's businesses worldwide, as well as providing specialized service and advice to business partners.