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Planning & Advice

Planning can help you achieve your goals

Planning and advice are at the heart of Imperial Service, because informed decisions help you meet your goals and objectives, today and in the future. We offer solutions that are tailored to your unique needs, the most current information and tools, and top-performing products.

Planning Services

Planning Foundations

Achieving your goals - how to get started
You'd like to make things happen in your life - you may want to own a home, pay for your child's education, or retire early. To get started you need to assess where you are now, decide which goals are most important, and the resources you'll need.

Investment Planning

Take control of your future
Investment planning can help you achieve your goals by making sure your asset mix is appropriate for you. Periodic reassessment of your portfolio will ensure your plan continues to stay on track.

Credit Planning

Make better decisions with credit planning
There are ways to use and manage debt to your advantage. Whether you want to borrow money, refinance an existing debt, or make a prepayment, credit planning can help you make informed decisions, achieve your goals, and enhance your net worth.

Protection Planning

Protect your loved ones and yourself
Why expose yourself or your family to unnecessary risk? Protection planning - which includes insurance and estate issues - will give you and yours peace of mind.

Tax Considerations

A little tax savvy goes a long way
Tax considerations are a vitally important part of planning for your future. Every time you save, borrow, invest, take out insurance, or make estate-planning decisions, tax issues should be taken into account.

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Tip of the Day

First home?

If you're first-time home buyers, you and your spouse or common-law partner can each withdraw up to $20,000 from your RRSPs to finance your first home. This can help you reduce the size of your mortgage. You have fifteen years to repay the money to your RRSPs. Remember, if you miss a yearly repayment, you'll be taxed on the shortfall.

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