Solutions for All Your Financial Needs

Your Advisor will help you find solutions that meet your needs today and allow you to build the future you want.

With a professionally developed plan, you've laid the groundwork for reaching your goals. Your Advisor supplies the next key element: the solutions needed to put your plan into actions.

Cash Management solutions. For day-to-day transactional banking, you can maximize the returns you earn and reduce the fees you pay through innovative vehicles like the CIBC Premium Growth Account and the CIBC Unlimited Chequing Account.

Effective cash management also means having access to immediate and flexible credit. CIBC offers a broad range of credit cards designed to suit your lifestyle.

Investment solutions. To help you build a diversified portfolio that fits your needs, your Advisor has access to a wide range of registered and non-registered investment solutions, including fixed-income products, mutual funds, and professionally managed portfolios.

Guaranteed Investment Certificates (GICs) keep your principal secure, while providing predictable and stable interest earnings. Terms range from 30 days to seven years on both non-redeemable and accessible GICs.
Index-linked GICs are also available. CIBC offers a complete selection of top-performing savings, income, and growth mutual funds, as well as Canada's largest family of index funds.
In addition to the CIBC Mutual Fund family, you have access to third-party mutual fund families, such as AGF Funds Inc., AIM, CI Funds, Franklin Templeton Investments, Fidelity Investments, Mackenzie Financial Corp., and Renaissance Investments family of funds.
CIBC Managed Portfolio Services - leave the task of managing your mutual fund portfolio to the investment professionals. The portfolio is monitored, reviewed, and rebalanced for you automatically to ensure that the original asset mix stays on track.
CIBC Personal Portfolio Services offers professional investment management with exclusive client servicing. The first program of its kind in Canada, it combines the expertise of leading investment managers from around the world - all within a single portfolio.
For a simple, convenient way to implement your investment plan, Imperial Investor Service offers informed advice combined with the power of online access. You have access to online account information, investment research and tools, and trading on your account. You also have the comfort of knowing that all your trades, whether booked online or through your Advisor, are reviewed to ensure they remain consistent with your objectives.

Borrowing solutions. For convenient, easy access to credit when you need it, CIBC's wide range of products includes a solution to fit your needs, from secured and unsecured loans, to lines of credit and mortgages.

Protection solutions. Your financial security is a top priority. To help safeguard you, your loved ones, and your assets, your Advisor will integrate creditor insurance and estate planning considerations into your plan.

Trademarks and Disclaimers

At CIBC Imperial Service®, Investment advice and services are provided by CIBC Imperial Investor Service ("IIS") division of CIBC Investor Service Inc. ("ISI") or by CIBC Securities Inc.("SI"), and in Quebec by SI.

In order to access such trading services, a customer must be physically resident in Canada at the time of the trade.

This communication does not constitute any offer or solicitation to residents of the United States or the United Kingdom, or any other jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should consult their advisors to determine if these products and services may lawfully be sold in their jurisdiction.

Imperial Investor Service is a division of CIBC Investor Services Inc., a subsidiary of CIBC, and Member of CIPF.

CIBC Wood Gundy is a division of CIBC World Markets Inc. ("World Markets"), a subsidiary of CIBC, and Member CIPF. CIBC and Wood Gundy are registered trademarks of CIBC and World Markets respectively.

CIBC and its subsidiaries provide services in those jurisdictions in which CIBC or the particular subsidiary is licensed or permitted to conduct business. CIBC Private Banking subsidiaries outside of Canada and the United States are not licensed to provide trust, investment advisory, loan, or brokerage services in Canada or the United States.

CIBC Mutual Funds and CIBC Portfolio Programs are offered by CIBC Securities Inc., a subsidiary of CIBC. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. CIBC Mutual Funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer nor are they guaranteed by CIBC. Mutual Fund values change frequently and past performance may not be repeated.

CIBC Personal Portfolio Services® is offered by CIBC Trust Corporation (a subsidiary of CIBC) to individuals with household investable assets greater than $100,000.

** CIBC Imperial Service® is available in selected markets and is most appropriate for households with investments greater than $100,000.

™ Trade-mark of CIBC.

® Reg'd Trade-mark of CIBC.