GICs |
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Cashable GICs Cashable GICs give you the flexibility to access your money if needed, while still earning a competitive rate of return. |
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A guaranteed fixed interest rate and the flexibility to access your money at any time. Purchase now
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Increasing annual interest rates over the term and access to your money on each anniversary date. Purchase now
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An interest rate that is linked to the CIBC Prime Rate, plus the flexibility to withdraw funds at any time after 30 days, with interest. Purchase now
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A guaranteed fixed rate; withdraw your money at any time with specific early redemption rates. Purchase now
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Non-redeemable GICs Non-redeemable GICs usually offer a higher rate of return. They are ideal if you don’t need to access your funds before maturity. |
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Earn a rate above our regular rates on select short and long terms (available periodically). Purchase now
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Premium returns over a 3- or 5-year term, with increasing annual rates. Purchase now
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A guaranteed fixed rate for terms from 1 to 7 years. Purchase now
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A guaranteed fixed rate for terms from 30 to 364 days. Purchase now
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Save up for specific goals with the discipline of a regular investment plan.
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Maximizes returns, provides annual access to funds and reduces exposure to changing interest rates.
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Make the most of your larger investment from 90 to 100 days; offers higher interest rates for higher balances.
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Index-linked GICs1 Allows you to take advantage of the unlimited growth potential of investing in Canadian and global stock markets, but with full protection of your principal. |
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Higher return potential based on the performance of a leading Canadian market index.
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Added diversifaction and higher return potential based on the performance of global market indices from Canada, Europe, Japan and the U.S.
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Market-linked GICs Allows you to take advantage of the growth potential of a market-linked return, but with full protection of your principal. |
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1 On index-linked GICs, your initial investment is guaranteed; however, the rate of return is not guaranteed other than the minimum guaranteed interest rate on the Market Mix GIC.
**Terms greater than 5 years are not insured by CDIC Insurance. See the CIBC Deposit Register for a listing of deposits eligible for CDIC Deposit Insurance.
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