CIBC Escalating Rate GIC®

The CIBC Escalating Rate GIC offers guaranteed premium returns and rates that increase each year.

With a CIBC Escalating Rate GIC, you deposit money with us for 3 or 5 years at guaranteed interest rates. Your original investment is always guaranteed in full.

Purchase online, call Telephone Banking at
1-866-525-8622 or visit one of our branches.

Type	non-redeemable
Minimum investment	$500
Terms available	3 and 5 years
Access to funds	no withdrawals allowed prior to maturity
Interest	rate increases each year of the term earn a premium return over both the CIBC Cashable Escalating Rate GIC® and our regular Long Term GIC two interest payment options are available: simple interest: paid annually compound interest: compounded annually and paid at maturity


	Consider a CIBC Escalating Rate RRSP GIC.


	We recommend the CIBC Escalating Rate RRIF GIC and CIBC Escalating Rate LIF GIC.


	Consider a CIBC Escalating Rate TFSA GIC.

Is it for you?

The CIBC Escalating Rate GIC could be for you if any of the following apply:

You want premium returns.
You have a three or five-year investment horizon.
You want a guaranteed return and 100% protection of your investment.

Useful information

Principal and interest are conveniently automatically renewed unless you instruct otherwise prior to maturity.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.

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Rates

Current Escalating Rate GIC rates

Investing information

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