CIBC Escalating Rate GIC®

The CIBC Escalating Rate GIC offers guaranteed premium returns and rates that increase each year.

With a CIBC Escalating Rate GIC, you deposit money with us for 3 or 5 years at guaranteed interest rates. Your original investment is always guaranteed in full.

Purchase online, call Telephone Banking at
1-866-525-8622 or visit one of our branches.

Type	non-redeemable
Minimum investment	$500
Terms available	3 and 5 years
Access to funds	no withdrawals allowed prior to maturity
Interest	rate increases each year of the term earn a premium return over both the CIBC Cashable Escalating Rate GIC® and our regular Long Term GIC two interest payment options are available: simple interest: paid annually compound interest: compounded annually and paid at maturity


	Consider a CIBC Escalating Rate RRSP GIC.


	We recommend the CIBC Escalating Rate RRIF GIC and CIBC Escalating Rate LIF GIC.

Is it for you?

The CIBC Escalating Rate GIC could be for you if any of the following apply:

You want premium returns.
You have a three or five-year investment horizon.
You want a guaranteed return and 100% protection of your investment.

Useful information

Principal and interest are conveniently automatically renewed unless you instruct otherwise prior to maturity.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.

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Rates

Current Escalating Rate GIC rates

Investing information

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