CIBC Bonus Rate GIC

The CIBC Bonus Rate GIC offers interest at a premium rate on selected terms and guarantees your principal.

Interested in purchasing a CIBC GIC?

Purchase online, call Telephone Banking at 1-866-525-8622 or visit one of our branches.

Type	non-redeemable
Minimum investment	$1,000 for terms greater than 30 days $5,000 for 30-day term
Terms available	Selected short and/or long terms offered on a time-limited basis - View terms available now
Access to funds	At maturity only
Interest	For terms less than one year, simple interest is paid at maturity For terms of one year or more, simple interest is paid monthly, semi-annually, annually Or, compound interest is calculated annually and paid at maturity


	Consider a CIBC Bonus Rate RRSP GIC.


	We recommend the CIBC Bonus Rate RRIF GIC and CIBC Bonus Rate LIF GIC.


	Consider a CIBC Bonus Rate TFSA GIC.

The CIBC Bonus Rate GIC could be for you if any of the following apply:

You seek a premium rate for a non-redeemable GIC on selected terms offered on a time-limited basis.
You value the stability and security of a fixed term investment.
You want to put funds aside to meet future goals such as a major purchase.
You will not need access to your money prior to the GIC's maturity.

Principal and interest can be automatically renewed or deposited into your bank account.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.