Skip to main content Home | Contact Us | Find Us | Français | Asian Banking | Site MapCIBC Websites
Personal Banking Business Services About CIBC
 
Investing
Bonus Rate

CIBC Bonus Rate GIC

The CIBC Bonus Rate GIC offers interest at a premium rate on selected terms and guarantees your principal.

Interested in purchasing a CIBC GIC?

Purchase online, call Telephone Banking at
1-866-525-8622 or visit one of our branches.

Purchase Online


Type non-redeemable
Minimum investment
  • $1,000 for terms greater than 30 days
  • $5,000 for 30-day term
Terms available Selected short and/or long terms offered on a time-limited basis - View terms available now
Access to funds At maturity only
Interest
  • For terms less than one year, interest is paid at maturity.
  • For terms of one year or more, interest is paid monthly, semi-annually, annually or at maturity.


Interested in an RRSP GIC?
Consider a CIBC Bonus Rate RRSP GIC.

For RRIF/LIF portfolios
We recommend the CIBC Bonus Rate RRIF GIC and CIBC Bonus Rate LIF GIC.

Interested in an TFSA GIC?
Consider a CIBC Bonus Rate TFSA GIC.


Is it for you?

The CIBC Bonus Rate GIC could be for you if any of the following apply:

  • You seek a premium rate for a non-redeemable GIC on selected terms offered on a time-limited basis.
  • You value the stability and security of a fixed term investment.
  • You want to put funds aside to meet future goals such as a major purchase.
  • You will not need access to your money prior to the GIC's maturity.

Useful information

  • Principal and interest can be automatically renewed or deposited into your bank account.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.