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Bonus Rate

CIBC Bonus Rate GIC

The CIBC Bonus Rate GIC offers interest at a premium rate on selected terms and guarantees your principal.

Interested in purchasing a CIBC GIC?

Purchase online, call Telephone Banking at
1-866-525-8622 or visit one of our branches.

Purchase Online


Type non-redeemable
Minimum investment
  • $1,000 for terms greater than 30 days
  • $5,000 for 30-day term
Terms available Selected short and/or long terms offered on a time-limited basis - View terms available now
Access to funds At maturity only
Interest
  • For terms of 1 year or less, interest is paid at maturity.
  • For terms over 1 year but less than 5 years, interest is paid semi-annually, annually or at maturity.
  • For the 5-year term, interest is paid monthly, semi-annually, annually or at maturity.


Interested in an RRSP GIC?
Consider a CIBC Bonus Rate RRSP GIC.

For RRIF/LIF portfolios
We recommend the CIBC Bonus Rate RRIF GIC and CIBC Bonus Rate LIF GIC.


Is it for you?

The CIBC Bonus Rate GIC could be for you if any of the following apply:

  • You seek a premium rate for a non-redeemable GIC on selected terms offered on a time-limited basis.
  • You value the stability and security of a fixed term investment.
  • You want to put funds aside to meet future goals such as a major purchase.
  • You will not need access to your money prior to the GIC's maturity.

Useful information

  • Principal and interest can be automatically renewed or deposited into your bank account.

1 To buy through Telephone Banking or online, you need to have a CIBC bank account or CIBC GIC already.