Reach your investment goals with CIBC Index-Linked GICs

Diversify your portfolio with these innovative GIC solutions from CIBC. With CIBC's 3-and 5-year Index-Linked GICs, your principal is always 100% guaranteed and you can benefit from the higher return potential of the stock market. Your return is based on the performance of major Canadian and international market indices.*

CIBC Market Mix GIC

The CIBC Market Mix GIC offers international diversification and growth potential. This GIC links your return to major Canadian and global indices, with no impact on your RRSP foreign content limit.

CIBC Stock Market Advantage GIC

The CIBC Stock Market Advantage GIC lets you benefit from the growth potential of Canadian markets. Your return is linked to the performance of a leading Canadian index.

We make it easy to purchase a GIC for your RRSP

RRSP Express™ lets you contribute to your CIBC RRSP or apply for a new one – 7 days a week, 24 hours a day. You'll even receive a tax receipt in the mail. Just call 1-866-525-8622, come into your branch or select the RRSP Express Related Link on this page. You can also make RRSP contributions online by signing on to Online Banking.

CIBC Index-Linked GICs are available for your RRSP and non-registered portfolios.

*Your return depends on if, and how, the related indexes (or indices in the case of the Stock Market Advantage GIC) increase over your GIC's term. Interest will be calculated in accordance with the formula set out on the Information Statement (issued at the time of purchase, but also available on request at any CIBC branch or through 1-866-525-8622).

Interest is not guaranteed. If the indices (or index) fall, there may be no interest. Interest is subject to a participation rate, which means that you will receive a percentage of any increase; the participation rate is set when you buy the GIC. Principal is repaid at maturity.

The information in this article is general only; it is not intended as specific investment, financial, accounting, legal or tax advice for any individual.