In addition to CIBC's service commitment to you, there are a number of external agencies that monitor Canada's financial industry to ensure compliance and reliable access to financial services.

Ombudsman For Banking Services And Investments (OBSI)

You can contact the OBSI who is independent from CIBC and whose purpose is to review your personal or business complaint when you do not accept the decision of the CIBC Ombudsman.

You can reach the Ombudsman for Banking Services and Investments by:

Telephone: 1-888-451-4519
Fax: 1-888-422-2865
E-mail:
Website: www.obsi.ca

Write to:

Ombudsman for Banking Services and Investments
P.O. Box 896 STN. Adelaide
Toronto, ON M5C 2K3

The Financial Consumer Agency Of Canada

The Financial Consumer Agency of Canada (FCAC) supervises federally-regulated financial institutions, such as CIBC, to ensure they comply with federal consumer protection laws.

Federal consumer protection laws affect you in a number of ways. For example, financial institutions must provide you with information about their fees, interest rates and complaint handling procedures.

The FCAC also helps educate consumers and monitors voluntary codes of conduct and public commitments designed to protect the interest of consumers.

For more information, please contact the FCAC by:

Telephone: 1-866-461-3222
Website: www.fcac-acfc.gc.ca

If you have a regulatory complaint, or a complaint concerning a voluntary code of conduct, you can contact the FCAC in writing at:

Financial Consumer Agency of Canada
6th Floor, Enterprise Building
427 Laurier Ave. West
Ottawa, ON K1R 1B9

The FCAC will determine whether the financial institution is in compliance. It will not, however, resolve individual consumer complaints.

The Privacy Commissioner of Canada

If your concern involves a privacy issue you may contact the Office of the Privacy Commissioner of Canada by:

Telephone: 613-995-8210 or 1-800-282-1376
Fax: 613-947-6850
Website: www.privcom.gc.ca

Read the Annual Accountability Report 2007. Find out more