CIBC US$ Personal Account

This account is for you if you want:

• To deposit or withdraw U.S. funds without having to convert funds between currencies
• U.S. funds on a regular basis
• To write U.S. dollar cheques1 to pay for purchases in Canada
• To withdraw U.S. funds from any branch or CIBC U.S. currency bank machine

Other account details:

• Transfer funds between CIBC US$ Personal Accounts and your other CIBC personal bank accounts at any CIBC branch
• Paperless record keeping2 is included with this account
• Interim statement: $5 each

Important information

Products and their features may change at any time.

This is a general description only. For complete information about fees, refer to the service fee disclosure brochure Personal Account Service Fees effective April 1, 2009.

1 Cheques can be written on US$ Personal Accounts. However, if the payee of the cheque negotiates the cheque at a financial institution outside Canada, that institution may not accept the cheque or may deduct a large fee from the cheque's face value. Transaction fee shown is for cheques written in U.S. currency only.

2 "Paperless" record keeping enables customers to track account activity online, by phone or bank machine within the CIBC network. Please note, no electronic or printed statements will be sent to customers with this option. Customers must review their account transactions through CIBC Online Banking, CIBC Telephone Banking or bank machines within the CIBC network at least once every 30 days and examine all entries and balances at that time. Customers can also select bankbook, basic monthly, quarterly or monthly statement with cheques imaged (only the front of cheques will be imaged) as their record keeping option.

3 A transaction includes the following - in-branch withdrawals, pre-authorized payments, cheques or withdrawals at CIBC U.S. dollar bank machines.

U.S. and other foreign currency deposits are not insured by Canada Deposit Insurance Corporation. For a complete listing of CDIC eligible CIBC Deposits see CDIC Deposit Insurance Information

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