CIBC Unlimited® Chequing Account

This account is for you if you want:

• Unlimited transactions1 including cheques, withdrawals, transfers, pre-authorized payments, bill payments and debit purchases
• To earn up to 5,000 Aeroplan Miles, plus 100 monthly miles, by enrolling in the Aeroplan Miles reward feature and completing the qualifying banking transactions2
• For a limited time, earn an additional 5,000 Aeroplan Miles by using CIBC Online Banking or CIBC Mobile Banking. Learn more
• A flat monthly fee with no hidden fees
• No minimum monthly balance
• Free standard personalized cheques
• 24 hour access to your account through CIBC branches, bank machines, telephone banking, online banking, mobile banking or debit purchases

Plus, CIBC Express Switch® Service3 makes it easy to transfer your pre-authorized transactions and/or account balance (with account closure) from another bank to CIBC.

Earn Aeroplan Miles:

With qualifying banking transactions, you can earn a one-time Welcome Bonus of 5,000 Aeroplan Miles for a new account or a one-time Thank You Bonus of 2,500 Aeroplan Miles. Plus, earn a Monthly Bonus of 100 Aeroplan Miles.

Conditions apply. For full details, please see Terms and Conditions.

Other Account Details:

• Paperless record keeping4 is included with this account
• Interim statement: $4.50 each

Trademarks and disclaimers

Products and their features may change at any time.

This is a general description only. For complete information about fees, refer to the service fee disclosure brochure Personal Account Service Fees, effective November 23, 2009.

1 "Transaction" includes the following: cheques, withdrawals, pre-authorized payments, bill payments (including CIBC Visa) and debit purchases. Additional fee(s) apply to withdrawals from non-CIBC bank machines and cheques written in currencies other than the account currency.

2 Qualifying banking transactions include at least one eligible direct deposit made into your Unlimited Chequing Account or at least three different eligible pre-authorized debits withdrawn from your Unlimited Chequing Account in the same month. Your enrolment in the Aeroplan Miles reward feature on your UCA is required to earn Aeroplan Miles. Other terms and conditions (30 KB) apply. Ask in-branch or call CIBC Telephone Banking for details.

3 CIBC Express Switch is available only when an account is opened in a branch or by CIBC Telephone Banking. If you wish to use this service, your account at another bank must be a traditional branch-based personal bank account from which CIBC Express Switch can transfer pre-authorized transactions and/or account balances. Eligibility may change from time to time and some pre-authorized transactions may not qualify for the switch.

4 "Paperless" record keeping enables customers to track account activity online, by phone or bank machine within the CIBC network. Please note, no electronic or printed statements will be sent to customers with this option. Customers must review their account transactions through CIBC Online Banking, CIBC Telephone Banking or bank machines within the CIBC network at least once every 30 days and examine all entries and balances at that time. Customers can also select bankbook, basic monthly, quarterly or monthly statement with cheques imaged (only the front of cheques will be imaged) as their record keeping option.

5 When you enrol in the Aeroplan Miles reward feature.

® Registered trademark of CIBC.

®2 Aeroplan is a Registered Trademark of Aeroplan Limited Partnership.