CIBC Everyday® Chequing Account

This account is ideal for your day-to-day banking needs. Your monthly fee is waived if you maintain a minimum monthly balance of $1,000 and, with the CIBC Express Switch® Service1, it's easy to transfer your pre-authorized transactions and/or account balance (with account closure) from another bank to CIBC.

If you're already registered for CIBC Online Banking, you can sign on to apply now. Otherwise, call Telephone Banking or visit one of our branches.

Is it for you?

The CIBC Everyday® Chequing Account could be for you if either of the following applies:

You make relatively few transactions
You want the opportunity to waive your monthly fee by maintaining a minimum balance

Key benefits

Saves you money	Receive up to 10 transactions2 per month for $3.90 - including cash withdrawals, bill payments, chequing and INTERAC* Direct Payment purchases Monthly fee is waived if you maintain a minimum monthly balance of $1,000
Convenient	Access your account through CIBC branches, bank machines, Telephone Banking, Online Banking, or INTERAC Direct Payment purchases Choose the free record keeping option that suits you best: bankbook, basic monthly or quarterly statement, or paperless option Switch your pre-authorized transactions and/or account balance (with account closure) from another bank to CIBC using the CIBC Express Switch Service
CIBC Advantage® for Students	Full-time college, university or CEGEP students qualify for free transactions2 No monthly fee
CIBC 60 Plus Advantage®	Free transactions2 and no monthly fee Bank drafts and money orders are free Receive $5 off the annual rental fee for a safety deposit box (any size; subject to availability)

Information you need to know

Up to 10 transactions for $3.90 per month; 65 cents for each additional transaction over 10
Your $3.90 monthly fee is waived if you maintain a minimum monthly balance of at least $1,000
Monthly statement with cheques imaged3: $2.50/month
Interim statement: $4.50 each

Trademarks and disclaimers

Products and their features may change at any time.

This is a general description only. For complete information about fees, refer to the service fee disclosure brochure Personal Account Service Fees effective April 1, 2009.

1 CIBC Express Switch is available only when an account is opened in a branch or by CIBC Telephone Banking. If you wish to use this service, your account at another bank must be a traditional branch-based personal bank account from which CIBC Express Switch can transfer pre-authorized transactions and/or account balances. Eligibility may change from time to time and some pre-authorized transactions may not qualify for the switch.

2 "Transaction" includes the following: cheques, withdrawals, pre-authorized payments, bill payments and INTERAC Direct Payment purchases. All withdrawals at bank machines not displaying the CIBC name or logo are subject to additional
fee(s).

3 Only the front of cheques will be imaged.

® Registered trademark of CIBC.

* Trademark of Interac Inc., CIBC authorized user of trademark.

Rates and Fees

Account rates

Account fees