CIBC Advantage® for Students

This program offers special benefits and discounts for students attending a full-time post-secondary program.

Effective June 1, 2008, the CIBC Advantage for Students offers qualifying students free transactions1 and no monthly fees on a CIBC Everyday® Chequing Account.

Interested in applying for a new account?

Apply online, call CIBC Telephone Banking at 1-866-525-8622 or visit one of our branches.

Is it for you?

CIBC Advantage for Students is for you if you are attending a qualifying, full-time post-secondary program (college, university, CEGEP).

Key benefits

Saves you money	No transaction fees1 (Regularly, the monthly fee is $3.90 and 65 cents for additional transactions) No monthly fee
Convenient	24-hour access to your account through bank machines, CIBC Telephone Banking, CIBC Online Banking and INTERAC* Direct Payment Choose the free record keeping option that suits you best: bankbook, basic monthly or quarterly statement, or paperless option

Information you need to know:

Monthly statement with cheques imaged2: $2.50/month
Interim statement: $4.50 each
Additional fees apply to withdrawals from non-CIBC bank machines
Verification of enrolment in a full-time post-secondary program (college, university or CEGEP) is required
Student discounts are in effect for up to 12 months, after which students must reapply

Important information

Products and their features may change at any time.

This is a general description only. For complete information about fees, refer to the service fee disclosure brochure Personal Account Service Fees effective April 1, 2009

1 "Transaction" includes the following: cheques, withdrawals, pre-authorized payments, bill payments and INTERAC Direct Payment purchases. Additional fee(s) apply to all withdrawals at bank machines not displaying the CIBC name or logo; the student discount does not apply to these.

2 Only the front of cheques will be imaged.

® Registered trademark of CIBC.

* Trademark of Interac Inc., CIBC authorized user of trademark.