CIBC 60 Plus Advantage™

The CIBC 60 Plus Advantage program provides you with special benefits if you are 60 years of age or older and looking for great value in your day-to-day banking.

Let us know when you turn 60, so we can ensure you receive our CIBC 60 Plus Advantage benefits.

Is it for you?

CIBC 60 Plus Advantage could be for you if any of the following apply:

You are 60 years of age or older
You appreciate receiving value in your day-to-day banking

Key benefits

Saves you money	Free transactions1 and no monthly fee on the CIBC Everyday® Chequing Account 2 free transactions1 per month on the CIBC Premium Growth Account 2 free transactions2 per month on the CIBC U.S.$ Personal Account Free bank drafts and money orders $5 off annual rental charge for a safety deposit box (any size; subject to availability)
Convenient	24-hour access to your account through bank machines, CIBC Telephone Banking, CIBC Online Banking and INTERAC* Direct Payment Choose the free record keeping option on the CIBC Everyday® Chequing Account that suits you best: bankbook, basic monthly or quarterly statement, paperless option, or monthly statement with cheques imaged3
Other advantages	Receive a discount on commission fees on Travellers Cheques (no commission on Regular Travellers Cheques; Travellers Cheques for Two† will be charged only a 0.75% commission) For steady income, you may choose a CIBC GIC with a monthly interest option where available as an option on the GIC; the interest rate reduction, regularly applicable to this option, will be waived CIBC is pleased to offer complimentary CIBC Travel Assistance4 which is available 24 hours a day, worldwide; a simple phone call will connect you with CIBC Travel Assistance representatives who will assist you with travel emergencies such as organizing emergency medical transportation and replacing lost or stolen travel documents (while this complimentary offer does not include insurance coverage, it is a reliable source of help when you need it most and is only available to customers with CIBC 60 Plus Advantage)

Information you need to know:

CIBC 60 Plus Advantage benefits can also apply to the accounts referred to above if they are held jointly with someone under 60 years of age.

Important information

This program was formerly known as CIBC Advantage for Seniors.

Products and their features may change at any time.

This is a general description only. For complete information about fees, refer to the service fee disclosure brochure Personal Account Service Fees, effective April 1, 2007.

1 "Transaction" includes the following: cheques, withdrawals, pre-authorized payments, bill payments and INTERAC Direct Payment purchases. Additional fees apply to withdrawals at non-CIBC bank machines.

2 On the U.S. $ Personal Account, a transaction includes the following: cheques, in-branch withdrawals, pre-authorized payments, and withdrawals at CIBC U.S. dollar bank machines.

3 Only the front of cheques will be imaged.

4 CIBC Travel Assistance is provided by TIC Travel Insurance Coordinators Ltd.

® Registered trademark of CIBC. ™ Trademark of CIBC.

* Trademark of Interac Inc., CIBC auth. user.

† Cheques for Two is a Reg. TM of American Express Company; used under license from American Express Company.

Rates and Fees

Account rates

Account fees